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Underarm hanging lipomas. Insurance?

pasanders
I have hanging Lipomas under both arms. They break out underneath and get yeast infections. I cannot lower my arms all the way. I have been told that I need to learn to live with it by two surgeons. They would not even contact my insurance co. Is this because of the location ? They are rather large, about 4" wide. Sorry, I don't know how to add a picture.

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